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(Skip ahead to 5:00 to see the numbers only) Download the video’s accompanying file: Fixed Index Annuity vs. S&P 500

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Forbes.com Article on Annuities: 

5 Reasons Why You Should Never Buy A Variable Annuity

Breathe in.

Smell that?

It’s the stench of a variable annuity. If you just threw up a little bit in your mouth, I don’t blame you. If you didn’t, you probably don’t know enough about variable annuities.

What’s a variable annuity? It’s a contract between an owner and an issuer whereby the owner agrees to give the issuer principal, and in return, the issuer guarantees the owner variable payments over time.

Sounds innocent enough, but are they? Variable annuities are one of those products of which I can pretty much make a blanket statement and say they’re horrible. “Why are they horrible, Jeff?” I thought you’d never ask. Let me count the ways!     Read More…

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