Success Stories: An Introduction



There’s a reason why some folks do not open their quarterly statements:


The fear of seeing negative numbers on a page all started for them during that 20 percent stock market drop in July and August of 2008. When the drop occurred, people began asking, “What about that Safe Money thing I heard about? Maybe it’s time I do myself a favor, and grab a lifeboat before the Wall Street ship sinks.” Those who were smart enough to consider this visited us, and the rest was history.


After the July/August 2007 fiasco, things only got worse for the next two years; the S&P Index would drop another 40 percent. Yet, The Safe Money System’s clients weren’t feeling the loss one bit. From 2007 to 2009, many of my clients had account statements that showed an increase of 10 to 15 percent on their money without any decrease in principal. This increase included the bonus that insurance companies gave them from signing up for the annuities that I recommended.


During the last two years, I would ask my clients, “Are you feeling pretty good about making money while protecting money?” And they would answer, “I have $550k in my retirement account now. Had I kept my money in a mutual fund, I would have $370k today. So, yeah, I’m feeling really good!”


None of them had any losses on their retirement accounts over the last ten years! My clients followed my strategy of transferring money out of stocks and mutual funds into the safety of CDs and annuities and my advice to extract money from their houses in the forms of mortgages, home equity loans, and reverse mortgages to create liquidity. I showed them how to take advantage of the arbitrage system by taking out a mortgage at one rate of interest, investing the money to earn a higher rate of returns, and earning the difference. As a result, if they ever come across an emergency like a job layoff or disability, they will have money in their pockets to take care of it. They won’t have to go to the bank and beg to borrow their own money because the banker doesn’t think they can repay it.


I also deterred my clients from making bad decisions for their retirement funds. If someone was tempted to buy a house in foreclosure down the street for a quick “fix & flip” as seen on TV, I told them, “Don’t do it.” The reason why is that my client needed to keep money liquid and not put it into a risky investment. I teach my clients to keep 20 to 30 percent of their money liquid in CDs or government bonds so they can handle any unforeseen issues in their lives. If that client had put his retirement money into buying another home without the knowledge, understanding, and control necessary to survive an overheated real estate market, he would have thrown money away and reduced his life expectancy from the ensuing stress. In the following, I’d like to share with you some stories about the success my clients achieved with The Safe Money System.



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